Powered by advanced AI

Powered by advanced AI

Powered by advanced AI

Offering Invoicing and Bill Pay is a must for NeoBanks

Offering Invoicing and Bill Pay is a must for NeoBanks

Offering Invoicing and Bill Pay is a must for NeoBanks

Become a full finance OS for SMEs – revenue, spending, and managing cash flow in one place.
Add compliant AP/AR functionality in 2-3 weeks with Monite.

Become a full finance OS for SMEs – revenue, spending, and managing cash flow in one place.
Add compliant AP/AR functionality in 2-3 weeks with Monite.

Become a full finance OS for SMEs – revenue, spending, and managing cash flow in one place.
Add compliant AP/AR functionality in 2-3 weeks with Monite.

AI Invoicing

AI Invoicing

AI Invoicing

Automated, fast accounts receivable

Automated, fast accounts receivable

Automated, fast accounts receivable

AI Bill Pay

AI Bill Pay

AI Bill Pay

Automated, fast accounts payable

Automated, fast accounts payable

Automated, fast accounts payable

Expense Management

Expense Management

Expense Management

Powered by advanced AI

Powered by advanced AI

Powered by advanced AI

£49,816.00

£49,816.00

£49,816.00

Total earnings

Total earnings

Total earnings

Monite at scale

Monite at scale

Monite at scale

Top NeoBanks are already steps ahead

Top NeoBanks are already steps ahead

Top NeoBanks are already steps ahead

Bill Pay

Bill Pay

Invoicing

Invoicing

Invoicing

Invoicing

Neobanks offer Invoicing & Bill Pay to solve some key pains for their users

Neobanks offer Invoicing & Bill Pay to solve some key pains for their users

Neobanks offer Invoicing & Bill Pay to solve some key pains for their users

87%

87%

of SMEs receive late payments, disrupting cash/revenue flow

of SMEs receive late payments, disrupting cash/revenue flow

54%

54%

of SMES frequently pay their bills late due to varying invoice formats and the need to seek approval

of SMES frequently pay their bills late due to varying invoice formats and the need to seek approval

3.6h/wk

3.6h/wk

lost to manual reconciliation, adding extra costs and human error

lost to manual reconciliation, adding extra costs and human error

Key features

Key features

Key features

Become a full finance OS to stay competitive and boost revenue

Become a full finance OS to stay competitive and boost revenue

Become a full finance OS to stay competitive and boost revenue

Due Date

Due Date

Due Date

14 Oct 2025

14 Oct 2025

14 Oct 2025

Merchant

Merchant

Merchant

Yosemite Labs LLC

Yosemite Labs LLC

Yosemite Labs LLC

Invoice number

Invoice number

Invoice number

481516

481516

481516

Amount

Amount

Amount

£2,737.50

£2,737.50

£2,737.50

£14,910.00

£14,910.00

£14,910.00

Total earnings

Total earnings

Total earnings

Pay bill

Pay bill

Pay bill

Stay competitive

Stay competitive

Stay competitive

Offering a robust AP/AR functionality is becoming table-stakes in NeoBanking to keep the transaction and interchange volumes

Offering a robust AP/AR functionality is becoming table-stakes in NeoBanking to keep the transaction and interchange volumes

Offering a robust AP/AR functionality is becoming table-stakes in NeoBanking to keep the transaction and interchange volumes

Boost revenue

Boost revenue

Boost revenue

Earn additional SaaS and payment fees on AP/AR functionality, get more indirect revenue from increased usage

Earn additional SaaS and payment fees on AP/AR functionality, get more indirect revenue from increased usage

Earn additional SaaS and payment fees on AP/AR functionality, get more indirect revenue from increased usage

Cash flow

Cash flow

Cash flow

Last 6 months

Last 6 months

Last 6 months

Last 3 months

Last 3 months

Last 3 months

Last 30 days

Last 30 days

Last 30 days

March

March

March

April

April

April

May

May

May

June

June

June

July

July

July

August

August

August

Users

Users

Users

Last 6 months

Last 6 months

Last 6 months

Last 3 months

Last 3 months

Last 3 months

Last 30 days

Last 30 days

Last 30 days

March

March

March

April

April

April

May

May

May

June

June

June

July

July

July

August

August

August

Grow engagement

Grow engagement

Grow engagement

Cohorts using AP/AR functionality are a lot more engaged than the average, which boosts your MAU/WAU metrics and usage of other products

Cohorts using AP/AR functionality are a lot more engaged than the average, which boosts your MAU/WAU metrics and usage of other products

Cohorts using AP/AR functionality are a lot more engaged than the average, which boosts your MAU/WAU metrics and usage of other products

Launch AR/AP faster

Launch AR/AP faster

Launch AR/AP faster

Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

REST API
REST API
REST API

Launch AP, AR, and B2B payments with our modular API - go live in days.

Launch AP, AR, and B2B payments with our modular API - go live in days.

Launch AP, AR, and B2B payments with our modular API - go live in days.

React SDK
React SDK
React SDK

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

iFrame
iFrame
iFrame

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Key features

Key features

Key features

Get customers paid in hours instead of days and earn on every payment.

Get customers paid in hours instead of days and earn on every payment.

Get customers paid in hours instead of days and earn on every payment.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

AI Invoicing

AI Invoicing

AI Invoicing

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

Items added!

Items added!

Items added!

Total: £3,670.00

Total: £3,670.00

Total: £3,670.00

Pay in 30 days

Pay in 30 days

Pay in 30 days

100% advance rate. 3.5% fee.

100% advance rate. 3.5% fee.

100% advance rate. 3.5% fee.

Reminders set

Reminders set

Reminders set

3 & 5 days before | 5 & 7 days overdue

3 & 5 days before | 5 & 7 days overdue

3 & 5 days before | 5 & 7 days overdue

AI Bill Pay

AI Bill Pay

AI Bill Pay

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Product Research

Product Research

Product Research

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

$2,000.00

$2,000.00

$2,000.00

UX/UI Design

UX/UI Design

UX/UI Design

1

1

1

item

item

item

5,000.00

5,000.00

5,000.00

XXX

XXX

XXX

10

10

10

$5,000.00

$5,000.00

$5,000.00

Competitive Analysis

Competitive Analysis

Competitive Analysis

1

1

1

item

item

item

4,000.00

4,000.00

4,000.00

XXX

XXX

XXX

10

10

10

4,000.00

4,000.00

4,000.00

SEO Optimization

SEO Optimization

SEO Optimization

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

2,000.00

2,000.00

2,000.00

Product

Product

Product

Qty

Qty

Qty

Units

Units

Units

Price($)

Price($)

Price($)

Disc.

Disc.

Disc.

Tax (%)

Tax (%)

Tax (%)

Amount

Amount

Amount

Document uploaded

Document uploaded

Document uploaded

Due Date

Due Date

Due Date

14 Oct 2025

14 Oct 2025

14 Oct 2025

Merchant

Merchant

Merchant

Yosemite Labs LLC

Yosemite Labs LLC

Yosemite Labs LLC

Invoice number

Invoice number

Invoice number

481516

481516

481516

Amount

Amount

Amount

£2,737.50

£2,737.50

£2,737.50